Getting served or sued by a debt collector can be downright terrifying, but Credit Law Center is here to help!

What are your options?

Do Nothing

This is the worst possible thing you can do.  Many consumers make the mistake of not showing up to court because they do not have the money to pay them.  This will lead to a Default Judgment which is a public record and can show on your credit report.  Once a judgment is placed, depending on your state law, they have the ability to garnish your wages, garnish your bank account, put a lien on your property, as well as add court costs, attorney fees, and interest.

Negotiate It

The attorneys at Credit Law Center have years of experience negotiating debts.  Their extensive negotiating experience with banks, collection companies, and collection attorneys has helped our clients save thousands.  Our goal is to negotiate the debt as low as possible out of court and get your case dismissed.

Fight It

The creditor filing the lawsuit is required to have certain information proving the debt is yours and that they have a right to collect on it.  This information, especially when handed to a collection company, is often lost or unavailable.  Our attorneys challenge these lawsuits and demand the information required, which often leads to the case being dismissed.

Whether you’ve been served, already have a judgment, or just have a debt you would like negotiated, our attorneys are happy to assist you!

For a free consultation with a member of our legal staff, please call our Attorney Hotline at 816-272-8856. You may also fill out the form and a member of our team will be in contact.