Why choose a Law Firm for Credit Repair? The fact is, there are many Credit Repair Organizations operating in the US right now. There are many good companies out there that have the best interest for their clients at heart. Then again, there are many who don’t. To be perfectly honest, there is no reason […]
Monthly Archives: March 2023
Building Credit, Credit Score, Finance, Financial Info, Mortgage
Financial Assistance for the Homebuying Process
28
Mar
Mar
Building Buying Power As the Spring months start peeking through, the home buying market is heating up! Have you been picturing the day when you can paint your own walls and mow your own grass? The dream of homeownership comes with great financial responsibility. Many first-time home buyers have questions about their down payment, and […]
Building Credit, Credit Cards, Credit Repair Blogs, Credit Score, Debt
Millennials- Why do they have the lowest Credit Scores?
23
Mar
Mar
What is a credit score? Most people would answer that this is how lenders see if you are able to receive a loan and at what interest rate. And that’s true. But really, it’s an algorithmic number telling a lender how likely a person is to default on a loan within the first 24 months. […]
Credit Cards, Credit Score, Debt, Debt Consolidation
Debt Consolidation! Is it the right choice for you?
21
Mar
Mar
Most all of us have heard of Debt consolidation. But is Debt Consolidation right for you? What type of debt consolidation should one choose? Is Debt Consolidation effective? What are some of the pitfalls of debt consolidation? Guess what, sometimes “life” happens and we need to utilize our credit cards out of necessity. A perfect […]
16
Mar
Mar
As of July 1st, 2022 all medical debts that have been paid, whether the debt was held by a physician or a collection agency, must be suppressed from a consumer’s credit report! This was announced by all three CEO’s of Equifax, Experian and TransUnion in April of 2022. Now before we start patting these CEO’s […]
14
Mar
Mar
Whether you are looking to diversify your credit portfolio with a new line of credit or are searching for the best benefits from a lender, credit cards are normally the easiest way to do so. When most consumers begin looking for a new credit card, they are bombarded with multiple offers stating that their card […]
10
Mar
Mar
You’ve worked all year and paid in your income tax to the Government on each paycheck. Now, for many of you, you will file your taxes with the expectations of getting that colorful Department of Revenue tax return in your mailbox! Now what? Shopping spree? Vacation money? If that’s your first thought, you are not […]
09
Mar
Mar
I remember sitting around a bonfire one cool autumn evening with a few close friends from high school. We had all gone our separate ways after graduation, some of us went to acquire our degrees immediately, others went off to the military and some went to trade schools to prepare themselves for an apprenticeship. […]
07
Mar
Mar
In 2023 it was reported that over 30% of Americans have an account that has recently gone to collections and that the average debt per person is a little over $9,000. Normally, when you hear that an account has gone to collections, you expect phone calls from unknown numbers asking to settle a […]