In some of our previous post, you have heard about what Credit Law Center does for our clients. Such as not only credit repair, but also attorneys fighting for your consumer rights and why paying credit repairs companies a monthly fee is a terrible idea, when you can pay only if it goes away.
Loan Approval Process
The buying process can sometimes feel like a nightmare or like getting a tooth pulled. The headaches of getting proof of residency, proof of identification, proof of income and justifying your past and why your credit score is the way it is can be more stress than one can handle. Unfortunately this is the standard in getting almost any line of credit. With the lending institutions clamping down on regulations and attempting to clarify what is a good loan and what is a bad loan, potential consumers find themselves dealing with unexpected stress more than ever.
Credit Law Center is your trusted leader when it comes to credit repair. At Credit Law Center we have been doing attorney based credit repair for over 7 years now. Credit Law Center is one of the top attorney based credit repair companies in the Midwest region and other states nationwide.
Our philosophy at Credit Law Center is to be the best and most up front and transparent company when it comes to Credit Repair. Our attorney based credit repair focuses on consumer rights. We strive to get you results, built on customer service and assisting you with one on one consultation in rebuilding your credit. We are different from other credit repair companies. We care about you and your outcome and not simply looking to charge you a monthly fee.
What is the FDCPA? – Fair Debt Collections Act went into affect in March 1978.
What does it do? – Protects consumers from unfair, deceptive and abusive practices by debt collectors.
So what does your credit score really mean?
Your credit score is a number that is used by banks and landlords as a way of determining whether it’s a good idea to give an individual a loan, or an apartment lease. Like tweets and other social media post, credit scores are also being used by some employers to help them figure out if you are a good fit for their company.
If you have ever paid a monthly fee for credit repair, let me be the first to tell you that you paid too much. It’s like having a gym membership and going to the gym once or twice a year. In most cases, credit repair companies that charge a monthly fee will take their time by only disputing a few items on one bureau at a time. The longer you are with them, the more money they make. You are also paying those companies for trying to get items removed, there is no guarantee that they can do anything beneficial for your credit. I certainly don’t recommend going with a monthly fee based credit repair company.