Good, Better, Best and Bad The internet and cell phones have now made it easier than ever to check your credit score as often as you’d like. Millennials are starting to check their credit scores more frequently than any other generation. This could be due to the fact that credit has become vital in many […]
Monthly Archives: May 2026
Charge Off, Credit Cards, Credit Repair Blogs, Debt Negotiation
What Happens When Your Unpaid Credit Card Debt Gets Charged Off?
21
May
May
Falling behind on credit card payments can happen faster than many people expect. Rising living costs, high interest rates, medical expenses, and unexpected financial hardships have forced many Americans to rely more heavily on credit cards just to manage everyday expenses. Unfortunately, when payments are missed and balances continue to grow, the situation can quickly […]
Credit Score
FICO vs. VantageScore: Why You Have More Than One Credit Score — And Which One Matters for a Mortgage
19
May
May
Most consumers think they have “a credit score.” In reality, you probably have dozens. That’s because multiple companies create credit scoring models, and each model can generate different versions depending on the type of lending involved. The two biggest players in the industry are FICO and VantageScore. While both companies use information from your credit […]
14
May
May
There is a growing trend for alternate lending sweeping the country for those that may not be able to gain funding from traditional avenues; Buy Now Pay Later. There are some very good reasons to go this route. However, like any other options for purchasing, there are some pitfalls as well. Is it a good […]
05
May
May
With household debt at record highs, many Americans are searching for a way out of overwhelming credit card balances. Debt relief companies often position themselves as a solution, promising reduced balances and a path to financial freedom. But what many consumers don’t fully understand is how these programs actually work — and the risks involved. […]