Oct 14, 2026 Since September 2026, every lender that sells loans to Fannie Mae and Freddie Mac can choose VantageScore 4.0 instead of the Classic FICO scores (FICO 2, 4 and 5) that mortgages have used for about 20 years. Both models now share one pricing chart, so a 680 is priced as a 680 […]
Category Archives: Medical Debt
17
Jul
Jul
The next chapter in the Medical Debt Saga. In January 2025, the Consumer Financial Protection Bureau (CFPB) finalized a rule that would have removed medical debt from credit reports and prohibited lenders from using medical information in credit decisions. The rule aimed to help around 15 million Americans and eliminate about $49 billion in medical debt from credit reports. It was […]