Oct 14, 2026 Since September 2026, every lender that sells loans to Fannie Mae and Freddie Mac can choose VantageScore 4.0 instead of the Classic FICO scores (FICO 2, 4 and 5) that mortgages have used for about 20 years. Both models now share one pricing chart, so a 680 is priced as a 680 […]
Tag Archives: Fannie Mae
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A Change to Credit Score Eligibility in DU Each and every point making up a credit score just got even more crucial! Fannie Mae’s new release (B3-.1-02) changes the way you calculate the qualifying credit score. For purchase apps with multiple borrowers, the qualifying score will be an average of the applicants’ middle score; see their example […]