How long does it take actually to take for the credit repair process? There seems to be no definite answer on the time frame for how long the credit repair process takes. If you google it, you will see there is not a standard amount of time and no straightforward answer. Unfortunately what happens most […]
Monthly Archives: June 2017
26
Jun
Jun
A Credit score is a three digit number that could potentially make or break you when it comes to obtaining credit. Having a number above 740 is like having the Golden Ticket to getting credit. Potential creditors look at your credit score to determine your risk. Your credit score is similar to a report card, […]
22
Jun
Jun
Many Americans are ending up broke month after month, even when their income is well above the poverty line. A recent survey by Suntrust Banks found that a third of higher-income households, (those that bring more than $75,000 or more a year) are living paycheck to paycheck. It’s easy to get caught up in debt, […]
19
Jun
Jun
You may be one who pays all your bills on time every month, but maybe you had a financial emergency or even an oversight that caused you to pay one late payment. If you miss a payment on one of your credit cards, mortgage or any other loan, you could see a drastic drop in […]
15
Jun
Jun
The passing of a loved one comes with many daunting tasks and an overwhelming amount of emotion. One task you may overlook is reporting their death to the three credit reporting agencies, Equifax, Transunion, and Experian. When a loved one passes, the Social Security Administration will eventually get around to notifying the credit bureaus. However, […]
12
Jun
Jun
A significant factor in the credit repair process is determining if you are ready to commit to the lifestyle changes that are required to make it successful. Becoming creditworthy doesn’t happen overnight, and there is no magic formula to increase immediately. Each credit scoring model comes with its unique algorithm that will vary depending on […]
08
Jun
Jun
For most Americans, a mortgage payment is their largest monthly obligation. Traditional lenders suggest that your monthly mortgage obligation is not over 28% of your gross income. Unfortunately, life happens to some of us; we lose a job, car accidents, illness or any other event that may cause havoc to our finances. If you have […]
05
Jun
Jun
People influence people. A trusted referral influences people more than the best broadcast message. A trusted referral is the Holy Grail of advertising. – Mark Zuckerberg, Founder, and CEO, Facebook Referral Partners are the block too many different industries success stories, therefore making sure you have a strong foundation and great products to offer is […]
01
Jun
Jun
We all know good credit is an important aspect of our financial life and is a must to purchase a home, car, and it even affects our car insurance. The first thing you need to know is the common misconceptions, the “credit myths.” Being aware of the top 5 credit myths, and knowing the facts […]