What Bad Credit Really Cost You

What Bad Credit Really Cost You – Credit Law Center

What Bad Credit Really Cost You – Credit Law Center

In today’s economy a good credit score is a must. Some consumers don’t realize how much of an impact a bad credit is score can have on their financial picture.  Did you realize that a low credit score can impact how much you pay for insurance, the amount of interest you will pay for cars, the interest rate on a mortgage or whether you get that promotion at work?

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Giving Thanks - Credit Law Center

Giving thanks on Thanksgiving – Credit Law Center

Giving thanks on Thanksgiving – Credit Law Center

Tis the season to give thanks. Credit Law Center would like to thank every client that believed in us, to help them with getting back on track. Whether it be stopping debt collectors from harassing you, improving your credit score to buy a house or automobile, or simply monitoring your credit to assure you are protected. Credit Law Center is thankful for the opportunity to serve you. There are many credit repair companies nationwide, but you chose to go with Credit Law Center. Credit Law Center takes pride in our “you don’t pay until it goes away” model. Unlike most credit repair companies we take pride in not charging our clients a monthly fee, because we look at our clients than as a more than just a opportunity. Credit Law Center gets their clients on their way in days, not months. While other credit companies milk their clients for money for months, before any results are completed.

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Credit Score After A Chapter 13 Bankruptcy

Credit Score After A Chapter 13 Bankruptcy

How do I improve my credit score after a chapter 13 bankruptcy?

After you have completed all of your obligations for a Chapter 13 Bankruptcy and it is now time to move on and one of the first questions you many want answered is what do I do to improve my credit score after a chapter 13 bankruptcy.   Getting your ideal credit score after a chapter 13 bankruptcy can seem like an impossible, very large, up hill battle that could feel like you may never accomplish.  The reality of the situation is that you can rebuild your credit score after a chapter 13 bankruptcy and if you are focused and diligent you could accomplish this relatively quickly.

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App Store Icon On Apple Deivice Screen

Credit Score Apps – Credit Law Center

Credit Score Apps

What Credit Score app should you use to monitor my credit score and credit report?  Credit score apps are everywhere and each credit score app provides a little different content or information.   Not only is the content different from one credit score app to another but so are the prices.  The prices of credit score apps while most of the apps are free to download, some are only usable with a monthly membership to the site attached to the credit score app.  There are a few truly free services, Credit Karma is one of the most popular of the free sites.  The thing to keep in mind when utilizing a credit score app is that these are not true FICO scores as you would think.  The scores are actually calculated by the credit bureaus and they are referred to as Vantage scores.  The scores will be different from the scores that a bank or mortgage company will obtain if they pull your credit report.

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Credit Report Dispute Score Form

Fast Credit Repair Kansas City

Fast Credit Repair Kansas City

Fast Credit Repair is possible in Kansas City and nationwide, if you use Credit Law Center and their credit repair attorneys.   Most credit repair companies and consumers mail letters or online disputes to the credit bureaus over the course of months and sometimes even years.  This method may have limited success, but it takes a long time for any repaired credit or to raise the client’s credit scores.

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Credit Companies Credit Law Center

Credit Repair Companies- Credit Law Center

Credit Repair Companies

First, what is a credit repair company? The definition of a credit repair company might be different then you think here is CROA’s definition (federal law that governs credit repair companies)  The easiest way to explain what a credit repair company is; it’s a company that charges a fee to assist a consumer in disputing or assisting and consumer with their credit report. A good credit repair company will do more than just send letters to the credit reporting agencies for you. The credit repair process normally needs more than just disputing items on our credit report. Unfortunately in the current credit system we live in, no credit is the same as bad credit. Knowledgeable credit repair companies will assist you in establishing credit as well. If you are just starting out with no credit history you can and probably will be treated the same as someone with “bad” credit. Here is a great resource to help you establish credit: www.freecredithub.com. Here you will find accounts that are designed for people who have no credit and people with bad credit. Please keep in mind these are accounts that are designed to help you establish credit. T  hey are not the cheapest cards or products but they will get you a trade line.

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Credit Repair Kansas City – Credit Law Center

Credit Repair Kansas City

Kansas City has one of the Nation’s leading Credit repair companies. Credit Law Center is one of the fastest growing credit repair companies in Kansas City and the nation.  This credit repair company headquarters is in Lee’s Summit MO a suburb of Kansas City MO. The Credit Law Center is growing, do to the competitive advantage is has over other credit repair companies.

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Wells Fargo TCPA Class Action Law Suit – Credit Law Center

Wells Fargo TCPA Class Action Law Suit

If you have a Wells Fargo Home Mortgage, you could be about to lose out on a lot of money.

Wells Fargo is being sued for calling mortgage holders on their cell phones without permission. You could be losing out on money because this suit may decide your rights and how much Wells Fargo has to pay you, unless you ask to be excluded by November 22, 2016. Why would you care?

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How to Fix My Credit After a Repossession – Credit Law Center

How To Fix My Credit After A Repossession

“How to fix my credit after a repo” is brought up a lot.  Repossessions are common due to consumers being unable to make payments.  Some are voluntary repossessions or repos are due to consumers choosing to return a car to the lien holder rather than continue to make the scheduled payments.  Recovery, or “how to fix my credit after a repo,” are the same regardless of the type of repo. We at Credit Law Center always say keep the credit repair process simple!

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How To Fix My Credit After Bankruptcy – Credit Law Center

How To Fix My Credit After Bankruptcy

One of the most important things about fixing your credit after a bankruptcy is reviewing a copy of all 3 of the major credit reports. A great place to do that is at Free Credit Hub.  Here you can get a copy of all three reports side by side on the same report for only a buck, (keep in mind there is a 7 day trail and then a monthly fee). The second most important thing in fixing your credit after a bankruptcy is to make sure the bankruptcy is reporting accurately. One of the most common mistakes we see in bankruptcies that are reporting is incomplete information.  Here is a great report explaining other mistakes.

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