Let’s be real—saving money when your paycheck barely covers the essentials can feel like trying to fill a bucket with a hole in it. But here’s the truth: it’s not about how much you make, it’s about what you do with what you have. Whether you’re working a minimum-wage job or juggling multiple gigs, there […]
Monthly Archives: April 2026
16
Apr
Apr
Most all of us have heard of Debt consolidation. But is Debt Consolidation right for you? What type of debt consolidation should one choose? Is Debt Consolidation effective? What are some of the pitfalls of debt consolidation? Guess what, sometimes “life” happens and we need to utilize our credit cards out of necessity. A perfect […]
Collections, Debt Collection
Debt Collectors Want a Reset. Courts—and Consumer Protection Law—Say Not So Fast.
14
Apr
Apr
Source: Site At Credit Law Center, we’ve seen this pattern before: a major debt collector gets caught violating consumer protection laws, agrees to a settlement, and then—once the spotlight fades—tries to walk it back. That’s exactly what’s happening right now. Portfolio Recovery Associates (PRA Group) is asking a federal court in Virginia to undo or […]
09
Apr
Apr
It’s happened to me. It’s happened to thousands of people. You go to look for your wallet and it’s nowhere to be found. In my case, the thief was only after the cash. All of my credit cards, Driver’s License, and the rest of my belongings were untouched. A city bus driver found it when […]
07
Apr
Apr
Saving money and investing is kind of like that New Year’s resolution you made. You know it’s worth it and you’ve said you’ll do it but a week later you’re back to old ways. We are ready to commit to being wise with our money this year-starting with the tax refund! Here is a handful […]