Author Archives: John McCall

Understanding Your Credit Profile

Good, Better, Best and Bad The internet and cell phones have now made it easier than ever to check your credit score as often as you’d like. Millennials are starting to check their credit scores more frequently than any other generation. This could be due to the fact that credit has become vital in many […]

Helpful Tips To Manage Your Accounts

Credit Alerts Worth Setting Up Now In order to maintain great credit scores, keeping track of all the activity on your accounts is key! Smart phones are attempting to make our lives easier with a multitude of applications. All major banking institutions now have online banking or apps to make life easier on their customers. […]

The Importance of ACDV and AUD in Credit Repair and Litigation

As a law firm dedicated to credit repair and the protection of consumer rights, we understand the complexities surrounding credit reporting. In this article, we are going to focus to crucial components of the dispute process: Automated Consumer Dispute Verification (ACDV) and Automated Universal Dataform (AUD). Our commitment to educating consumers and advocating for their […]

Answers To Your Most Asked Credit Questions

How Do Negative Items Affect Me? Negative items on your credit report could be what separates you from that home loan you hoped for or a decent financing for a vehicle. The good news is that if you happen to have these negative items on your credit report, there are still wats to mitigate their […]

Immediate Steps to take if wallet is lost or stolen.

It’s happened to me. It’s happened to thousands of people. You go to look for your wallet and it’s nowhere to be found. In my case, the thief was only after the cash. All of my credit cards, Driver’s License, and the rest of my belongings were untouched. A city bus driver found it when […]

Got your Tax Return?

You’ve worked all year and paid in your income tax to the Government on each paycheck. Now, for many of you, you will file your taxes with the expectations of getting that colorful Department of Revenue tax return in your mailbox! Now what? Shopping spree? Vacation money? If that’s your first thought, you are not […]

Are You Trying To Rent With Poor Credit?

Less Than Perfect Credit Scores and Living Situations. Many families deal with tough situations when it comes to rentals and the landlords that come with them. According to the Business Insider, more Americans are renting than at any time in the last 50 years.  I can recall a time when I rented a home that had […]

Student Loans and Abolishing Dept. Of Education

President Trump’s executive order to abolish the Department of Education has raised significant concerns about the future of student loans and their management The Department of Education currently oversees federal student loans for nearly 43 million Americans If the Department of Education is abolished, President Trump has suggested that the management of federal student loans […]

Why Should You Hire A Law Firm For Credit Repair?

There is a major difference between what a credit repair company can do versus what a law firm specializing in credit repair can.  What you may find even more interesting is that a consumer can actually do more than what a credit repair company will. A Law Firm however, trumps all. We have been using the law […]