Yearly Archives: 2021

Credit Repair for Veterans

MORTGAGE LENDING REFORM

How It Works: Veteran Credit Repair    No matter if you are a member of the armed services or a civilian, almost every lender will require a minimum credit score when accepting financing inquiries. In today’s blog, we will go over how credit works for veterans, observe potential loan options and take a deep dive into repairing your credit!   […]

Recent Updates to VA Loans Everyone Should Know About

Acclimating to New Changes Last year was an interesting year; with the COVID-19 pandemic and the presidential election, everything seemed slightly different. However, not everything that happened last year was negative, with the previous year bringing some significant updates to VA home loans, which have since significantly increased their usage. According to recent data, the […]

What is a Mortgage Credit Score?

Hispanic Father and Sons in Front of a Sold Home For Sale Real E

Buying your first home is a daunting milestone in everyones life and can bring both joy and anxiety when beginning the process. One large source of anxiety comes from the ever looming need of an acceptional credit score to aquire acceptable rates. For those that meet this criteria as displayed by your credit monitoring service; […]

Debt Collector or Scam; How Do I Tell?

who looks at credit

How To Deal With Debt Collectors I have recently been receiving strange calls from someone trying to collect money from me, what do I do? As a consumer, it is important to be educated about the process by which an actual collection agency attempts to collect debts as opposed to scam callers asking you to […]

Answers To Your Most Asked Credit Questions

fico credit scores

How Do Negative Items Affect Me? Negative items on your credit report could be what separates you from that home loan you hoped for or a decent financing for a vehicle. The good news is that if you happen to have these negative items on your credit report, there are still wats to mitigate their […]

How The Pandemic is Affecting Credit Scores

has almost been a full year since we heard the phrase “Two weeks to slow the flatten the curve” and the effects of the current pandemic had reached everyones lives in one way or another. For many Americans, this past year has tested the metal of their financial practices; providing questions without answer to their […]

5 Ways To Help Manage Your Accounts

credit reports

Credit Alerts Worth Setting Up Now In order to maintain great credit scores, keeping track of all the activity on your accounts is key! Smart phones are attempting to make our lives easier with a multitude of applications. All major banking institutions now have online banking or apps to make life easier on their customers. […]

Understanding Your Credit Profile

credit scores

Good, Better, Best and Bad The internet and cell phones have now made it easier than ever to check your credit score as often as you’d like. Millennials are starting to check their credit scores more frequently than any other generation. This could be due to the fact that credit has become vital in many […]

4 Steps For Credit Empowerment

Credit Score

Now that the new year is upon us, it is time to start on our resolutions for the year. My group of friends all discussed what we want to work on this year to better ourselves and the  lives we live. A couple of us are looking to hit the gym more frequently while Eric […]