How Does A Decrease In Credit Limit Effect Me? Your credit utilization rate is one of the most important factors when it comes to your credit score. Depending on how much of the available balance you use will reflect what kind of borrower you are and can be the deciding factor in a substantial credit […]
Category Archives: Credit Cards
11
Nov
Nov
Making the most of your credit cards Credit cards are one of the easiest and most accessible ways to build credit , but can a detriment to your finances if you don’t know how to utilize them properly. If utilized incorrectly, you could find your self with extraordinary amounts of debt, a low credit score […]
24
Mar
Mar
Many businesses have shut down during the coronavirus outbreak, and a lot of people are wondering how they will be able to pay their next, mortgage or credit card payments. This article will help guide you on what you can do and where you need to go to find some help. At the bottom […]
24
Mar
Mar
Amidst the COVID-19 outbreak, Americans are struggling in more ways that one. With many people getting sick, countless workers being laid off or seeing their wages hit due to new restrictions and guidelines from social distancing, credit becomes the last thing on anyone’s mind! If you are one of the many Americans that are being […]
08
Jan
Jan
I Have No Credit History! “I’ll just pay cash for everything.” I have said many things in my life with the best of intention, but this had to be the one that hurt the most when it failed. When I was younger, like most people out there, I saw credit as a trap to get […]
13
Sep
Sep
Combating Credit in this Era Let’s start out by saying what everyone already knows, the credit system is flawed and predatory in many ways. The concept of paying back what you have borrowed is pretty straightforward and providing an incentive to pay back your debts is needed, but how credit affects your life outside of […]
13
Sep
Sep
Combating Credit in this Era Let’s start out by saying what everyone already knows, the credit system is flawed and predatory in many ways. The concept of paying back what you have borrowed is pretty straightforward and providing an incentive to pay back your debts is needed, but how credit affects your life outside of […]
28
Feb
Feb
Leaving Credit Card Debt Behind Credit Card debt is increasing for many American families. According to Experian, most family units with a bank card that consists of over $6,000 in debt. For many, this debt can be hard to manage! Do you keep asking yourself why your debts continue to pile up with little to […]
28
Feb
Feb
Leaving Credit Card Debt Behind Credit Card debt is increasing for many American families. According to Experian, most family units with a bank card that consists of over $6,000 in debt. For many, this debt can be hard to manage! Do you keep asking yourself why your debts continue to pile up with little to […]
19
Jan
Jan
Back To School For College Students Do you remember what you did with the last credit card you closed out or cancelled? Be aware of your surroundings at all times Don’t skip class Get involved/meet new people Have fun, but not too much fun College orientation can be a whirlwind and there are so many […]