How Could You Be Hurting Your Credit? The more you know about how credit works, the better your score will be. This is because, without a lot of background knowledge, your own logic and reasoning will oftentimes fail you. There are a lot of factors that go into creating your credit score, so trying to […]
Category Archives: Credit Repair Blogs
25
May
May
There are so many things that come into play to obtain a healthy credit profile. The hardest part of navigating the credit world however, is knowing what advice is accurate and possibly stumbling a few times in an effort to get back on track. Many times consumers think they have a good grasp on it […]
11
May
May
I have clients from all over the country asking me how much particular items on their credit report are affecting their credit and if the item is removed, then will their credit score rise. It is difficult to provide a precise answer because there are many underlying factors that can make or break your credit! […]
04
May
May
I Want To Buy, Now! Are you preparing to purchase a home in the next few months? It seems that when we are not looking, a home just pops up and finds us, at a time when we were not even contemplating making a move. Then, boom! The rush is on to beat the clock […]
02
May
May
This is really not breaking news at this point. It’s been happening for a couple of years now. But I do think it worth mentioning again. Debt Collection companies CAN try and collect via your social media accounts. Over time, our communication process has changed dramatically. The idea of making a phone call when […]
Building Credit, Credit Cards, Credit Repair Blogs, Credit Score, Mortgage
How to Raise Your Credit Score Quickly
25
Apr
Apr
So you want to buy a house. But your credit score is 675 instead of 720; which will get you the better rate on a home loan. If you want to raise your credit score quickly, there are some steps you can take that can guarantee an exceptional home loan or any other credit line […]
20
Apr
Apr
How long does it take actually to take for the credit repair process? There seems to be no definite answer on the time frame for how long the credit repair process takes. If you google it, you will see there is not a standard amount of time and no straightforward answer. Unfortunately what happens most […]
11
Apr
Apr
Here at Credit Law Center we run into many clients that may have not established credit or they are in a position to where they are need to recover from bad credit. They need to establish open lines of credit to help improve their scores. Talk about being stuck between a rock and a hard […]
06
Apr
Apr
When looking at a credit report, many folks will see collections and charge offs. What’s the difference? Simply put, a Charge Off is a term a lender will use when the consumer has not made the contractually agreed payments. The lender has tried repeatedly to contact the consumer for re-payment with no response. So, the […]
Building Credit, Credit Cards, Credit Repair Blogs, Credit Score, Debt
Millennials- Why do they have the lowest Credit Scores?
23
Mar
Mar
What is a credit score? Most people would answer that this is how lenders see if you are able to receive a loan and at what interest rate. And that’s true. But really, it’s an algorithmic number telling a lender how likely a person is to default on a loan within the first 24 months. […]