So now is the time. You’ve been dreaming of becoming a homeowner. Striking out on your own. Building your own equity. No longer wanting to continue contributing to your landlord’s wealth in your monthly rent payments! This thrilling news and a major positive life stage! But what if you are like millions of Americans that […]
Tag Archives: credit card debt
31
Oct
Oct
The cost of bad credit can be very expensive. It can lead to higher interest rates on loans, higher insurance premiums, difficulty getting approved for housing, and difficulty getting approved for employment. The cost of bad credit can range from hundreds to thousands of dollars depending on the severity of the credit situation. The fastest […]
16
May
May
The cost of bad credit can be very expensive. It can lead to higher interest rates on loans, higher insurance premiums, difficulty getting approved for housing, and difficulty getting approved for employment. The cost of bad credit can range from hundreds to thousands of dollars depending on the severity of the credit situation. The fastest […]
Building Credit, Credit Cards, Credit Score
What are the best chances of being approved for a credit card?
09
May
May
So, what are the steps to take in order to know you will be approved for a credit card. There are so many types of credit cards available, what type of card should you realistically expect to attain. There are commercials daily soliciting the “Reward” credit cards. Those sound appealing. Are they right for you? […]
Credit Cards, Credit Score, Debt, Debt Consolidation
Debt Consolidation! Is it the right choice for you?
21
Mar
Mar
Most all of us have heard of Debt consolidation. But is Debt Consolidation right for you? What type of debt consolidation should one choose? Is Debt Consolidation effective? What are some of the pitfalls of debt consolidation? Guess what, sometimes “life” happens and we need to utilize our credit cards out of necessity. A perfect […]
25
Jul
Jul
Carrying credit card debt isn’t uncommon for Americans, according to a recent report by ValuePenguin, Inc 38.1% of Americans carry some credit card balance. When it comes to paying off credit card debt, one recurrent question is how to pay it off the faster. Every household has their unique financial situation and personal goal, so […]