All Credit Law Center Blogs │ Credit Repair

How to Fix My Credit After a Repossession – Credit Law Center

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How To Fix My Credit After A Repossession

“How to fix my credit after a repo” is brought up a lot.  Repossessions are common due to consumers being unable to make payments.  Some are voluntary repossessions or repos are due to consumers choosing to return a car to the lien holder rather than continue to make the scheduled payments.  Recovery, or “how to fix my credit after a repo,” are the same regardless of the type of repo. We at Credit Law Center always say keep the credit repair process simple!

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How To Fix My Credit After Bankruptcy – Credit Law Center

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How To Fix My Credit After Bankruptcy

One of the most important things about fixing your credit after a bankruptcy is reviewing a copy of all 3 of the major credit reports. A great place to do that is at Free Credit Hub.  Here you can get a copy of all three reports side by side on the same report for only a buck, (keep in mind there is a 7 day trail and then a monthly fee). The second most important thing in fixing your credit after a bankruptcy is to make sure the bankruptcy is reporting accurately. One of the most common mistakes we see in bankruptcies that are reporting is incomplete information.  Here is a great report explaining other mistakes.

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Credit Repair Attorney – Credit Law Center

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Credit Repair Attorney

Credit repair attorneys are attorneys that specialize in credit repair. Credit Law Center is unique in helping clients with bad credit and bad credit scores. There are not many law firms around that use the law in regards to the fair credit reporting act, the fair debt collections practice act, and other statue to remove negative items from consumer’s credit reports. Credit Law Center is a credit repair law firm that has five attorney that only specialize in consumer law and credit repair. Credit Law Center is not a firm that does bankruptcies for clients.  Filing bankruptcy will stop creditors from pursuing the collection of outstanding debts. However, filing bankruptcy will not help your credit rating or your credit scores.

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Don’t Get Discouraged! The Approval Process Is Never Easy.

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Loan Approval Process

The buying process can sometimes feel like a nightmare or like getting a tooth pulled. The headaches of getting proof of residency, proof of identification, proof of income and justifying your past and why your credit score is the way it is can be more stress than one can handle. Unfortunately this is the standard in getting almost any line of credit. With the lending institutions clamping down on regulations and attempting to clarify what is a good loan and what is a bad loan, potential consumers find themselves dealing with unexpected stress more than ever.

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The Way Credit Repair Should Be

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Credit Law Center is your trusted leader when it comes to credit repair.  At Credit Law Center we have been doing attorney based credit repair for over 7 years now.  Credit Law Center is one of the top attorney based credit repair companies in the Midwest region and other states nationwide.Credit Repair Agencies

Our philosophy at Credit Law Center is to be the best and most up front and transparent company when it comes to Credit Repair.  Our attorney based credit repair focuses on consumer rights.  We strive to get you results, built on customer service and assisting you with one on one consultation in rebuilding your credit.  We are different from other credit repair companies. We care about you and your outcome and not simply looking to charge you a monthly fee.

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Your Credit Score is More Than Just a Number

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So what does your credit score really mean? 

Your credit score is a number that is used by banks and landlords as a way of determining whether it’s a good idea to give an individual a loan, or an apartment lease.  Like tweets and other social media post, credit scores are also being used by some employers to help them figure out if you are a good fit for their company.

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The Good, The Bad, The Ugly about Credit Repair

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If you have ever paid a monthly fee for credit repair, let me be the first to tell you that you paid too much. It’s like having a gym membership and going to the gym once or twice a year. In most cases, credit repair companies that charge a monthly fee will take their time by only disputing a few items on one bureau at a time. The longer you are with them, the more money they make. You are also paying those companies for trying to get items removed, there is no guarantee that they can do anything beneficial for your credit. I certainly don’t recommend going with a monthly fee based credit repair company.

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