Are you being sued by a debt buyer? If you have, you’re not alone. Our office has seen a significant increase in clients coming in with lawsuits from debt buyers. What is a Debt Buyer A debt buyer is a company that purchases delinquent debt from original banks and credit card companies, these companies then […]
Category Archives: Credit Repair Blogs
10
Aug
Aug
Hard to believe that 79% of all credit reports contain errors, but according to the FTC it is true. I know you are thinking!!!! How many of us would still be employed if we even made half the mistakes as the credit reporting agencies do on a consumers report? So… When was the last time […]
07
Aug
Aug
A credit report is a detailed compilation of information about the way you handle your debt, which is managed by businesses known as credit reporting agencies. In the United States, we have three major credit reporting agencies Equifax, Experian, and Transunion. All three credit reporting agencies collect your detailed information from lenders to create a […]
20
Jul
Jul
College Students all over the country are preparing to head to campus for their first semester. For many new college students, this will be the first time that they will be able to spread their wings, as well as their first shot at financial freedom. Children of any age rely on their parents for guidance […]
17
Jul
Jul
If you actually took the time to add it all up you would be in awe of how much you have wasted. Here is a list of the most common ways Americans waste money. Coffee How many times a week do you stop and get a coffee from a high-end coffee shop? Even if you […]
13
Jul
Jul
As an adult, we learn real fast that life likes to throw costly unexpected inconveniences at us. Having an awesome credit score could be a huge relief to you when these unexpected troubles happen. Think about this scenario, your car breaks down, and you need to borrow an extra $1000 to fix it if you […]
10
Jul
Jul
Throughout our lives, we all come across situations or things that we fear. As a child, I can remember being afraid of the dark and the monsters under the bed. I am positive many of you can remember lying still at night and not wanting to move or a make a noise, but suddenly you […]
Credit Repair Blogs
Are You Paying Higher Insurance Premiums Due to Low Credit Scores? – Credit Law Center
06
Jul
Jul
If you’ve ever applied for a home, auto, personal or small business loan, you probably already know or figured out pretty quickly that your credit score plays a large part in the interest rate you’ll pay or if you can qualify for financing at all. What you may not realize is the fact that your credit score […]
Credit Repair Blogs
Tax Liens and Judgements Removed Equals A Jump in Your Credit Score – Credit Law Center
03
Jul
Jul
If you are one of the 12 million consumers that have derogatory tax liens or civil judgments on your credit report you may see a score increase after these critical items are removed. As of July 1, the three major credit reporting agencies, Equifax, Experian, and Transunion, will be removing the derogatory information on credit […]
29
Jun
Jun
How long does it take actually to take for the credit repair process? There seems to be no definite answer on the time frame for how long the credit repair process takes. If you google it, you will see there is not a standard amount of time and no straightforward answer. Unfortunately what happens most […]