If you actually took the time to add it all up you would be in awe of how much you have wasted. Here is a list of the most common ways Americans waste money. Coffee How many times a week do you stop and get a coffee from a high-end coffee shop? Even if you […]
Yearly Archives: 2017
As an adult, we learn real fast that life likes to throw costly unexpected inconveniences at us. Having an awesome credit score could be a huge relief to you when these unexpected troubles happen. Think about this scenario, your car breaks down, and you need to borrow an extra $1000 to fix it if you […]
Throughout our lives, we all come across situations or things that we fear. As a child, I can remember being afraid of the dark and the monsters under the bed. I am positive many of you can remember lying still at night and not wanting to move or a make a noise, but suddenly you […]
If you’ve ever applied for a home, auto, personal or small business loan, you probably already know or figured out pretty quickly that your credit score plays a large part in the interest rate you’ll pay or if you can qualify for financing at all. What you may not realize is the fact that your credit score […]
If you are one of the 12 million consumers that have derogatory tax liens or civil judgments on your credit report you may see a score increase after these critical items are removed. As of July 1, the three major credit reporting agencies, Equifax, Experian, and Transunion, will be removing the derogatory information on credit […]
How long does it take actually to take for the credit repair process? There seems to be no definite answer on the time frame for how long the credit repair process takes. If you google it, you will see there is not a standard amount of time and no straightforward answer. Unfortunately what happens most […]
A Credit score is a three digit number that could potentially make or break you when it comes to obtaining credit. Having a number above 740 is like having the Golden Ticket to getting credit. Potential creditors look at your credit score to determine your risk. Your credit score is similar to a report card, […]
Many Americans are ending up broke month after month, even when their income is well above the poverty line. A recent survey by Suntrust Banks found that a third of higher-income households, (those that bring more than $75,000 or more a year) are living paycheck to paycheck. It’s easy to get caught up in debt, […]
You may be one who pays all your bills on time every month, but maybe you had a financial emergency or even an oversight that caused you to pay one late payment. If you miss a payment on one of your credit cards, mortgage or any other loan, you could see a drastic drop in […]
The passing of a loved one comes with many daunting tasks and an overwhelming amount of emotion. One task you may overlook is reporting their death to the three credit reporting agencies, Equifax, Transunion, and Experian. When a loved one passes, the Social Security Administration will eventually get around to notifying the credit bureaus. However, […]