The cost of bad credit can be very expensive. It can lead to higher interest rates on loans, higher insurance premiums, difficulty getting approved for housing, and difficulty getting approved for employment. The cost of bad credit can range from hundreds to thousands of dollars depending on the severity of the credit situation. The fastest […]
Category Archives: Building Credit
Building Credit, Credit Cards, Credit Score
What are the best chances of being approved for a credit card?
09
May
May
So, what are the steps to take in order to know you will be approved for a credit card. There are so many types of credit cards available, what type of card should you realistically expect to attain. There are commercials daily soliciting the “Reward” credit cards. Those sound appealing. Are they right for you? […]
Building Credit, Credit Cards, Credit Repair Blogs, Credit Score, Mortgage
How to Raise Your Credit Score Quickly
25
Apr
Apr
So you want to buy a house. But your credit score is 675 instead of 720; which will get you the better rate on a home loan. If you want to raise your credit score quickly, there are some steps you can take that can guarantee an exceptional home loan or any other credit line […]
20
Apr
Apr
How long does it take actually to take for the credit repair process? There seems to be no definite answer on the time frame for how long the credit repair process takes. If you google it, you will see there is not a standard amount of time and no straightforward answer. Unfortunately what happens most […]
13
Apr
Apr
I Want To Buy, Now! Are you preparing to purchase a home in the next few months? It seems that when we are not looking, a home just pops up and finds us, at a time when we were not even contemplating making a move. Then, boom! The rush is on to beat the clock […]
11
Apr
Apr
Here at Credit Law Center we run into many clients that may have not established credit or they are in a position to where they are need to recover from bad credit. They need to establish open lines of credit to help improve their scores. Talk about being stuck between a rock and a hard […]
Building Credit, Credit Score, Finance, Financial Info, Mortgage
Financial Assistance for the Homebuying Process
28
Mar
Mar
Building Buying Power As the Spring months start peeking through, the home buying market is heating up! Have you been picturing the day when you can paint your own walls and mow your own grass? The dream of homeownership comes with great financial responsibility. Many first-time home buyers have questions about their down payment, and […]
Building Credit, Credit Cards, Credit Repair Blogs, Credit Score, Debt
Millennials- Why do they have the lowest Credit Scores?
23
Mar
Mar
What is a credit score? Most people would answer that this is how lenders see if you are able to receive a loan and at what interest rate. And that’s true. But really, it’s an algorithmic number telling a lender how likely a person is to default on a loan within the first 24 months. […]
09
Mar
Mar
I remember sitting around a bonfire one cool autumn evening with a few close friends from high school. We had all gone our separate ways after graduation, some of us went to acquire our degrees immediately, others went off to the military and some went to trade schools to prepare themselves for an apprenticeship. […]
30
Oct
Oct
Building Up Your FICO Understanding and building credit in a positive way takes discipline and some education. Do you recall being taught in school, how to build your credit scores? Did your teachers let you know how big of a role credit would play in your life as you got older? Honestly, it is probably […]