Tag Archives: debt

Credit Law Center No. 1,578 on Inc. 5000 Fastest Growing Company List

Here at Credit Law Center, we believe in being a team of individuals who are all working for the higher cause and greater good of the company. Our focus and efforts have paid off, and we are honored to rank number 1,578 on the Inc. 5000 Fastest-Growing Private Companies in America. Over the last three […]

Debt Collectors Are Required to Follow the Rules

Debt Collectors

  Carrying outstanding debt is stressful enough, but when you add aggressive debt collectors to the equation, it can be a bit overwhelming. Have you ever sat back and wondered if what they are doing is legal? Debt collectors do have limits, and they are required by law to follow certain guidelines. Debt collectors must […]

Top 10 Causes of Debt – Credit Law Center

Debt Top 10 Reasons

Debt is the amount of money borrowed by one party from another. Consumers typically borrow money from credit card companies or private loans for purchases that they may not be able to afford upfront. Debts are acquired from a car loan, credit card, personal loan or even student loans. In June 2017, U.S. consumer debt […]

Tips to Pay Off Credit Card Debt Faster- Credit Law Center

Pay off Credit Card Debt Faster- Credit Law Center

Carrying credit card debt isn’t uncommon for Americans, according to a recent report by ValuePenguin, Inc 38.1% of Americans carry some credit card balance. When it comes to paying off credit card debt, one recurrent question is how to pay it off the faster. Every household has their unique financial situation and personal goal, so […]

Debt Collectors Do Not Care About Your Divorce Decree. – Credit Law Center

Debt Collectors and Divorce Decree

A divorce decree is the final courts ruling or judgment in the termination of marriage. In this final judgment, the two parties will divide properties, determine spousal/child support and divide financial debt. Something that is brought up a lot in regards to credit reports and debt collections is, my spouse was supposed to pay that […]

Are You Protecting Your Child From Identity Theft?

Are Protecting Your Child's Identity - Credit Law Center
[av_textblock size=” font_color=” color=”] Are You Protecting Your Child’s Identity From Theft? Approximately 1.3 million children have their identity stolen each year, and 50% are under the age of 6. Identity theft on a child may occur as early as 3 weeks of age when the social security card is issued. Stealing a child’s identity is the perfect […]

What Makes Up A FICO Score? – Credit Law Center

WHAT MAKES UP YOUR FICO SCORE

What makes up your FICO score and how is it calculated? A FICO score is a 3 digit code measured by pulling data from all three credit reports, Experian, Transunion, and Equifax, it is then used to determine your credit risk to lenders. The information pulled is put in to a FICO Score Formula, as […]

Are Debt Collectors or Debt Buyers Calling You? – Credit Law Center

Voice mail Violation

Are Debt Collectors or Debt Buyers Calling you? –  Credit Law Center Do you immediately send an unknown call to voice mail, knowing it is just another abusive debt collector? Debt collectors and debt buyers spend lots of time and money going to seminars and workshops to stay up to date on all the rules and regulations. […]