Student Loans and Credit Scores Student loans seem to be on almost everyone’s credit reports. They can positively impact your credit scores if you are consistent with your payments and aware of what is happening with your loan. As with any bill or loan you take out, it is extremely important to your credit score […]
Tag Archives: fdcpa
16
Aug
Aug
How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]
08
Aug
Aug
Good, Better, Best and Bad The internet and cell phones have now made it easier than ever to check your credit score as often as you’d like. Millennials are starting to check their credit scores more frequently than any other generation. This could be due to the fact that credit has become vital in many […]
24
Jul
Jul
Back To School For College Students Is your college student packed up and ready to start a new chapter already? At some point as a parent, you have probably discussed the do’s and dont’s during the first year when your student is ready to take off and start a new chapter on their own. You […]
10
Jul
Jul
Credit Card Debt & Balance Transfers Where is your credit card debt currently at? Are you making minimum payments that don’t make a dent once your interest rates kicked in? It may be time to weigh a different option now that you are hoping to make some headway on your current debts. Your Balances and […]
05
Jul
Jul
Credit Scores Dropping Have you noticed a random decrease in your credit scores recently? There are many factors that can cause your credit scores to fluctuate. Many consumers do not understand that a credit score has no memory and can change immediately due to activity or changes that can happen as soon as you make […]
19
Jun
Jun
How To Deal With Debt Collectors I have recently been receiving strange calls from someone trying to collect money from me, what do I do? As a consumer, it is important to be educated about the process by which an actual collection agency attempts to collect debts as opposed to scam callers asking you to […]
24
Aug
Aug
Carrying outstanding debt is stressful enough, but when you add aggressive debt collectors to the equation, it can be a bit overwhelming. Have you ever sat back and wondered if what they are doing is legal? Debt collectors do have limits, and they are required by law to follow certain guidelines. Debt collectors must […]
- 1
- 2