I Want To Buy, Now! Are you preparing to purchase a home in the next few months? It seems that when we are not looking, a home just pops up and finds us, at a time when we were not even contemplating making a move. Then, boom! The rush is on to beat the clock […]
10
May
May
Whether you are applying for a new credit card or a home loan, hard inquiries are constantly present when attempting to build credit. Although hard inquires are one of the most common items found on a credit report, there is still much mystery surrounding their effect on a credit score. In todays “Fact or […]
05
May
May
With Mother’s Day around the corner, it is time to start gathering some ideas on how we can really make the day special! It is no secret that everything is growing more expensive, and it is becoming increasingly difficulty to not break the bank when it comes to gift, but luckily Credit Law Center has […]
26
Apr
Apr
Inboxes full of spam and junk mail, texts coming from unknown numbers alerting you to new investing opportunities, “urgent” mail with pre approved credit and loan offers, and new marketing practices are just some of the annoyances the average consumer must face on the daily. In todays blog, we will go over how to opt […]
20
Apr
Apr
When beginning credit repair, many consumers hold high hopes of ending their repair process with a clean report and a high credit score. Removing a few items here and there can really make your positive credit shine through and can give you the push you need to acquire financing; but that may not always be […]
22
Mar
Mar
How Could You Be Hurting Your Credit? The more you know about how credit works, the better your score will be. This is because, without a lot of background knowledge, your own logic and reasoning will oftentimes fail you. There are a lot of factors that go into creating your credit score, so trying to […]
17
Mar
Mar
Time For A New Car? Several years ago when I was broken down on the side of the interstate in my 92 Jeep Cherokee I thought to myself “My next car is going to be brand new so I don’t have to deal with this gain!” I knew that I would need to finance as […]
03
Mar
Mar
Student loans seem to be on almost everyone’s credit reports . They can positively impact your credit scores if you are consistent with your payments and aware of what is happening with your loan. As with any bill or loan you take out, it is extremely important to your credit score as well because it […]
01
Mar
Mar
Less Than Perfect Credit Scores and Living Situations. Many families deal with tough situations when it comes to rentals and the landlords that come with them. According to the Business Insider, more Americans are renting than at any time in the last 50 years. I can recall a time when I rented a home that […]
22
Feb
Feb
How Does A Decrease In Credit Limit Effect Me? Your credit utilization rate is one of the most important factors when it comes to your credit score. Depending on how much of the available balance you use will reflect what kind of borrower you are and can be the deciding factor in a substantial credit […]