Tag Archives: Credit report

Fact or Fiction? A Look At Hard Inquiries

Whether you are applying for a new credit card or a home loan, hard inquiries are constantly present when attempting to build credit. Although hard inquires are one of the most common items found on a credit report, there is still much mystery surrounding their effect on a credit score. In todays “Fact or Fiction” […]

Empowering Your Credit In The New Year

Now that the new year is upon us, it is time to start on our resolutions for the year. My group of friends all discussed what we wanted to work on this year to better ourselves and the  lives we live as we sat painting miniature figurines. A couple of us are looking to hit […]

The In’s and Out’s of Medical Debt

What is Considered Medical Debt With there being more than 45 different FICO scores in circulation there is bound to be some variances in how each score is reported. Each debt listed on a report holds different weight; from revolving debt to past due debt, each instance is judged differently across each scoring model when […]

Protect Yourself Against Identity Theft

Credit Companies Credit Law Center

The Federal Trade Commission has stated that reports of identity theft had skyrocketed to record highs in 2020 and continue to to rise in 2021! In 2019 the total amount of reported cases was around 650,00o while cases in 2020 had  breached 1 million!  2021 is shaping up to have similar results and it is […]

The Roadmap to Better Credit

Grain Valley

Time to Pass Go:  How to Establish a Good Credit Score   Whether it’s finding a home for your growing family, financing your dream car, entering a career or even attempting to acquire a decent rate on car insurance, everything in our lives revolves around credit. No matter what you do, someone is going to […]

How Much Is Your Credit Score Costing You?

credit card debt

How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my  future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]

How Much Is Your Credit Score Costing You?

credit card debt

How Your Score Is Costing You Thousands Back when I graduated high school (a few years after dinosaurs walked the earth) I had absolutely no idea how detrimental my credit score would be to my  future purchases. My brother was sitting pretty with a 750 credit score and financed his new car at an extremely […]

How To Empower Your Credit

Now that the new year is upon us, it is time to start on our resolutions for the year. My group of friends all discussed what we want to work on this year to better ourselves and the  lives we live. A couple of us are looking to hit the gym more frequently while Eric […]

How To Empower Your Credit

Now that the new year is upon us, it is time to start on our resolutions for the year. My group of friends all discussed what we want to work on this year to better ourselves and the  lives we live. A couple of us are looking to hit the gym more frequently while Eric […]

Do You Have Mistakes On Your Credit Report?

Believe it or not we live in an age where much of what goes on in our daily lives is monitored, collected and sold to interested parties. Our driving records, our medical history, our internet traffic and most importantly our credit information. Which can make you vulnerable to identity theft or a mistake on your […]